Occupiers liability

Occupiers Liability

The Occupiers Liability ATE insurance can provide cover for your clients if they were involved in an accident in a private place/property such as a slip, trip or a fall and wish to take action against the property owner for any injuries that were caused as a direct result of the said accident.

Claims of this nature are always difficult as the property owners are often known to the claimant. The ATE insurance policies simplify everything so that your clients can pursue their claims more easily.

Most property owner’s general insurance policies provide cover to the owner If somebody is injured on the premises, but some claimants are put off from pursuing a claim because they are worried about their own legal costs and disbursements.

Occupiers Liability (OL) ATE insurance provides cover for the claimant and so this fear of costs can be removed.  You should talk to us if you handle claims of this nature.  We can help to find an after the event insurance solution that will help to reduce your clients’ worries and stress of pursuing a claim.

The after the event ATE insurance for Occupiers Liability (OL) claims can cover the disbursements incurred during a case, andparticularly in situations where there is a ‘no win, no fee’ agreement.

This means that under a ‘no win, no fee’ arrangement the claimant is not only protected against adverse costs but also, if the case is unsuccessful, their liability to pay disbursements such as experts reports, court issue, and hearing fees, etc. 

The ATE premium is normally offered on a fully deferred and contingent payment basis and are fully self-insured.

We are also continually developing what covers we can offer in response to our clients’ needs.

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