Housing disrepair
Housing Disrepair
Our housing disrepair ATE insurance protects claimants from adverse costs exposure, making it risk-free for vulnerable clients to hold landlords accountable.
This means that they then may be able to seek compensation for housing disrepair against their landlord where the landlord/defendant is either a Housing Association or a Local Authority.
We are not able to provide cover where the defendant is a private landlord. If the said landlord has failed to repair identified faults or has not kept the property in a good condition, this will mean that the home becomes damaged.
All landlords have a legal obligation to maintain the structure and exterior of their property to a reasonable standard of repair and we understand that it can be very distressing for claimants when a landlord refuses to repair the property, meaning that living conditions for the claimant can deteriorate and seriously affect their quality of life.
If a landlord refuses to fix a property or leaves a house in disrepair, a claimant can force them to do the required repair works and also claim for the appropriate compensation.
Claimants can receive compensation for a number of different reasons when bringing a housing disrepair claim for things such as damage to belongings, personal injury, and inconvenience that has been caused by the disrepair.
If housing disrepair is a sector that your practice pursues claims in, and your client has a case that you would like to pursue on their behalf you need to talk to us. We can help to find an after the event insurance solution that will, hopefully, reassure and give your clients the confidence to instruct you on a ‘no win, no fee’ basis.
We are also continually developing what covers we can offer in response to our clients’ needs. If your practice is seeking a fast, simple, online facility with competitive premiums you should contact us.
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