ATE Insurance policies for commercial cases – Prosperity’s tailored approach 

At Prosperity Insurance we’re well known for our After the Event (ATE) Insurance policies, which give peace of mind to businesses and individuals involved in disputes and protect the law firms representing them. You may know all about our delegated authority products for cases that involve housing disrepair, road traffic accidents, and personal injury (to name but a few disciplines), but we also offer cover on a tailored basis, for a range of other commercial cases. 

We can offer cover for the following types of cases: 

    • Professional negligence
    • Insolvency and business recovery
    • Bankruptcy and  creditor/preference disputes
    • Construction and property disputes
    • Fraud and financial irregularity/mis-selling
    • Pensions disputes litigation
    • Arbitration proceedings
    • Business interruption
    • Banking and finance litigation
    • Director/shareholder disputes
    • Contentious trust and probate
    • Insurance litigation
    • Breach of contract
    • Trusts and probate disputes
    • Defamation
    • Civil contract litigation

    What is a delegated authority scheme? 

    Our delegated authority scheme gives you control over what you offer to clients, safe in the knowledge that it’s pre-approved by us. 

    The process

    Customers can access our delegated authority schemes through the Prosperity Insurance portal. With commercial cases like those listed above, we price on a case-by-case basis. 

    By confirming a few basic details with you, we can then use our four-stage pricing model to provide a competitive policy premium. Our quotes are based on the level of indemnity required, rather than the quantum of the claim – which makes our policies more accessible to a wider range of clients. 

    Why Prosperity? 

    Aside from our competitive pricing, Prosperity Insurance is uniquely placed thanks to its close working relationship with Prosperity Law. Through this relationship we have unfiltered access to solicitors who specialise in a variety of areas, who provide guidance and support across all of our insurance products. Our own team are experts in legal insurance, understand the market, and have designed Prosperity’s products and processes to not only be competitive, but better suit the ways that law firms operate. 

    To find out more about our ATE Insurance products, visit the dedicated page on our website. Or to enquire and request a quote, get in touch with our ATE specialist Mark Rayner at mark.Rayner@prosperityinsurance.co.uk